A lot of older people are scared of using their credit cards online due to a fear of identity theft.
And, yes, sometimes identity theft happens.
And occasionally it is because a website got hacked and it was storing credit card data.
But most reputable websites use third party merchants to handle credit card transactions. You’re not actually giving your credit card to the store.
Now, if the merchant is hacked, then, yes, your credit card infrmation is compromised. And this does happen.
However, most successful identity theft comes from phishing and social engineering, not credit card process hacks.
Again, merchants are not the major problem.